When you buy a house, you end up feeling like you will be paying it off until the world ends. Well, how about one of these luxurious condos, which come with all the mod-cons, as well as a pool, a movie theater and a library – oh, and a guarantee that it will survive Doomsday if and when that fateful day comes.

For these luxury flats, deep below the Kansas prairie in the shaft of an abandoned missile silo, are meant to withstand everything from economic collapse and solar flares to terrorist attacks and pandemics.

Naturally, there will be no one around to phone if the guarantee fails – but at that point, the insurance will probably be the least of your worries.

So far, four buyers have thrown down a total of about $7million (£4.4m) for havens to flee to when disaster happens or the end is nigh. And developer Larry Hall has options to retro-fit three more Cold War-era silos when this one fills up.

Hall said: ‘They worry about events ranging from solar flares, to economic collapse, to pandemics to terrorism to food shortages.’

These ‘doomsday preppers’, as they are called, want a safe place and he will be there with them because Hall, 55, bought one of the condos for himself. He says his fear is that sun flares could wipe out the power grid and cause chaos.

He and his wife and son live in Denver and will use their condo mostly as a vacation home, he says, but if the grid goes, they will be ready.

Hall isn’t the first person to buy an abandoned nuclear missile silo and transform at least part of it into a shelter.

Built to withstand an atomic blast, even the most paranoid can find comfort inside concrete walls that are nine feet thick and stretch 174 feet (53 meters) underground.

Instead of simply setting up shop in the old living quarters provided for missile operators, Hall is building condos right up the missile shaft.

Seven of the 14 underground floors will be condo space selling for $2 million a floor or $1 million a half floor. Three and a half units have been sold, two contracts are pending and only two more full units are available, Hall said.

For now, metal stairs stretch down to connect each floor but an elevator will later replace them. The units are within a steel and concrete core inside the original thick concrete, which makes them better able to withstand earthquakes.

Hall is also installing an indoor farm to grow enough fish and vegetables to feed 70 people for as long as they need to stay inside and also stockpiling enough dry goods to feed them for five years.

The top floor and an outside building above it will be for elaborate security.

Other floors will be for a pool, a movie theater and a library, and when in lockdown mode there will be floors for a medical center and a school.

Complex life support systems provide energy supplies from sources of conventional power, as well as windmill power and generators.

Giant underground water tanks will hold water pre-filtered through carbon and sand. And, of course, an elaborate security system and staff will keep marauding hordes out.

The condo elevator will only operate if a person’s fingerprint matches its system, Hall said. Cameras will monitor a barbed-wire topped fence and give plenty of warning of possible intruders. Responses can range from a warning to lethal force.

‘If they try to climb the fence we can stun them,’ he said. ‘If they want to break into the system, we can put an end to that.’

Doomsday fears have flourished throughout history, but what once involved isolated pockets of fear now spreads worldwide through the media and Internet.

They have also expanded into the popular culture thanks to the success of dystopian fantasies like the Hunger Games and a National Geographic reality show about those preparing for doomsday.

‘Fear sells even better than sex,’ said John Hoopes, a professor in the anthropology department at the University of Kansas who has studied the spread of doomsday culture.

‘Now the entire planet is involved and that’s the result of the Internet,’ he said.

‘I think it’s mostly a strategy for feeling less alone and helpless,’ he said. ‘People don’t like to feel they’re the only ones fearing the inevitable, which is each individual’s personal death.’

Those who sign on to prepare for the worst, he said, fall into a salesman’s strategy: ‘Act now, or you’re a loser.’

Hall says threats from nature and man are increasing and he wants to create a safe communal society where people survive chaos in comfort, with each person doing an assigned job and interacting with others.

A tombstone-shaped sign declaring ‘This Old Missile Base’ leads to a locked fence surrounding the construction site northwest of Salina. Hall insists the exact location be kept secret.

The fence slides open and Hall leads reporters or potential buyers past an opening in the ground to the metal stairs stretching down the silo.

‘You can stand here and literally it’s like a deprivation chamber – you can’t hear anything,’ Hall said pointing out the 10-foot high ceilings and a cave-like quiet.

He is working to finish an 1,800 square-foot (167 square-meter) unit for a wealthy businesswoman with two teen children.

Electronic screens will serve as windows, offering views of Paris, New York, a beach, a forest or whatever she decides to see.

The unit itself will have top-end appliances, walk-in closets in the bedrooms, a kitchen and dining area and two living rooms to avoid arguments about what to watch on TV.

So far he has spent $4 million on the entire silo, including $300,000 he paid for it in 2008, when it was flooded with water and locked by giant steel doors. He expects to have all the seven floors of condos sold by August.

Interested buyers have included an NFL player, a racing car driver, a movie producer and famous politicians, he said, but he now requires all the money up front.

Four people who put down $250,000 deposits could not come up with the rest and he returned the deposits, but the economy is getting better and global warming, strange weather and disasters are stoking fears.

The recent earthquakes in Mexico prompted several calls from potential buyers, he said, predicting more bad things will happen and more silos will be waiting.

About 70 Atlas-F silos were built and he has options on three more of them, he said.

‘One is an entire silo for one individual, but I won’t know that until his check clears the bank,’ Hall said.

Elite.